Calculate LTCG and STCG tax on equity shares, mutual funds, property, and gold using Budget 2024 updated rates. Shows Rs.1.25L equity exemption, applicable tax rate, surcharge, cess, and net tax payable.
Equity/MF: LTCG = held >12 months · Property/Gold: LTCG = held >24 months (property), >36 months (gold)
Based on Budget 2024 rates (effective July 23, 2024). Verify with a tax advisor.
| Asset Type | Hold Period | LTCG Rate | STCG Rate |
| Equity shares | >12 months | 12.5%* | 20% |
| Equity MF (65%+) | >12 months | 12.5%* | 20% |
| Debt MF | >24 months | Slab rate | Slab rate |
| Property | >24 months | 12.5%† | Slab rate |
| Gold / jewellery | >36 months | 12.5% | Slab rate |
| Unlisted shares | >24 months | 12.5% | Slab rate |
Capital gains from property sale can be exempted under Section 54 by investing in another residential property within 2 years (1 year if you sell the property, 3 years if you construct). Under Section 54EC, invest LTCG in NHAI/REC bonds within 6 months (up to ₹50L exemption). Section 54F applies when selling any long-term asset (other than a house) and buying a residential house.