@charset "utf-8";
/* -- Layout ----------------------------------------------- */
  .calc-page { background: var(--light); }

  .breadcrumb { background: var(--white); border-bottom: 1px solid var(--gray-l); padding: 12px 24px; }
  .breadcrumb__inner { max-width: 1280px; margin: 0 auto; display: flex; align-items: center; gap: 8px; font-size: .83rem; color: var(--gray); flex-wrap: wrap; }
  .breadcrumb__inner a { color: var(--green); }
  .breadcrumb__inner a:hover { text-decoration: underline; }

  .page-header {padding: 32px 24px; border-bottom: 2px solid var(--gray-l); }
  .page-header__inner { max-width: 1280px; margin: 0 auto; }
  .page-header__tag { display: inline-flex; align-items: center; gap: 6px; background: #e6f4ec; color: var(--green); padding: 4px 12px; border-radius: 100px; font-size: .75rem; font-weight: 700; letter-spacing: .5px; margin-bottom: 10px; }
  .page-header__title { font-family: var(--font-head); font-size: clamp(1.5rem, 2.5vw, 2rem); font-weight: 800; color: var(--navy); margin-bottom: 8px; }
  .page-header__desc { color: var(--navy); font-size: .93rem; max-width: 680px; padding-bottom: 24px; }

  .calc-layout { max-width: 1280px; margin: 0 auto; padding: 28px 24px; display: grid; grid-template-columns: 1fr 1fr; gap: 24px; align-items: start; }

  /* -- Calculator Input Panel -------------------------------- */
  .calc-panel { background: var(--white); border-radius: 18px; box-shadow: var(--shadow); border: 1px solid var(--gray-l); overflow: hidden; }
  .calc-panel__head { background: linear-gradient(135deg, var(--navy) 0%, var(--slate) 100%); padding: 20px 24px; display: flex; align-items: center; gap: 12px; }
  .calc-panel__head-icon { width: 42px; height: 42px; background: rgba(255,255,255,.15); border-radius: 10px; display: flex; align-items: center; justify-content: center; color: var(--white); font-size: 1.1rem; }
  .calc-panel__head-title { font-family: var(--font-head); font-weight: 700; color: var(--white); font-size: 1rem; }
  .calc-panel__head-sub { font-size: .78rem; color: rgba(255,255,255,.6); }
  .calc-panel__body { padding: 28px 24px; }

.calc-tabs {
  display: flex; gap: 6px;
  margin-bottom: 20px; flex-wrap: wrap;
}
.calc-tab {
  padding: 7px 14px; border-radius: 8px;
  border: 1.5px solid var(--gray-l);
  font-family: var(--font-head); font-size: .8rem; font-weight: 600;
  cursor: pointer; transition: all .2s;
  color: var(--gray); background: var(--white);
}
.calc-tab.active {
  background: var(--green); border-color: var(--green); color: var(--white);
}
.calc-tab:hover:not(.active) { border-color: var(--green); color: var(--green); }



  /* -- Form Elements ----------------------------------------- */
  .form-group { margin-bottom: 22px; }
  .form-label { display: block; font-family: var(--font-head); font-weight: 600; font-size: .88rem; color: var(--navy); margin-bottom: 8px; }
  .form-label span { font-weight: 400; color: var(--gray); font-size: .8rem; }

  .input-wrap { position: relative; }
  .input-prefix, .input-suffix { position: absolute; top: 50%; transform: translateY(-50%); font-family: var(--font-head); font-weight: 600; font-size: .9rem; color: var(--gray); pointer-events: none; }
  .input-prefix { left: 14px; }
  .input-suffix { right: 14px; }

  .form-input { width: 100%; padding: 12px 16px; border: 1.5px solid var(--gray-l); border-radius: 10px; font-family: var(--font-body); font-size: .95rem; color: var(--navy); background: var(--white); transition: border-color .2s, box-shadow .2s; outline: none; }
  .form-input:focus { border-color: var(--green); box-shadow: 0 0 0 3px rgba(27,122,62,.1); }
  .form-input.has-prefix { padding-left: 32px; }
  .form-input.has-suffix { padding-right: 40px; }

  .range-row { display: flex; align-items: center; gap: 10px; margin-top: 8px; }
  .form-range { flex: 1; -webkit-appearance: none; height: 4px; border-radius: 2px; background: var(--gray-l); outline: none; cursor: pointer; }
  .form-range::-webkit-slider-thumb { -webkit-appearance: none; width: 18px; height: 18px; border-radius: 50%; background: var(--green); cursor: pointer; box-shadow: 0 2px 6px rgba(27,122,62,.4); transition: transform .2s; }
  .form-range::-webkit-slider-thumb:hover { transform: scale(1.2); }
  .form-range::-moz-range-thumb { width: 18px; height: 18px; border-radius: 50%; background: var(--green); cursor: pointer; border: none; }
  .range-val { font-family: var(--font-head); font-weight: 700; font-size: .85rem; color: var(--green); min-width: 70px; text-align: right; white-space: nowrap; }

  /* -- Loan Type Tabs ---------------------------------------- */
  .loan-tabs { display: flex; gap: 6px; margin-bottom: 20px; flex-wrap: wrap; }
  .loan-tab { padding: 7px 14px; border-radius: 8px; border: 1.5px solid var(--gray-l); font-family: var(--font-head); font-size: .8rem; font-weight: 600; cursor: pointer; transition: all .2s; color: var(--gray); background: var(--white); }
  .loan-tab.active { background: var(--green); border-color: var(--green); color: var(--white); }
  .loan-tab:hover:not(.active) { border-color: var(--green); color: var(--green); }

  /* -- Calculate Button -------------------------------------- */
  .calc-btn { width: 100%; padding: 15px; background: linear-gradient(135deg, var(--green), var(--green-d)); color: var(--white); border: none; border-radius: 12px; font-family: var(--font-head); font-size: 1rem; font-weight: 700; cursor: pointer; transition: all .2s; display: flex; align-items: center; justify-content: center; gap: 8px; }
  .calc-btn:hover { transform: translateY(-2px); box-shadow: 0 6px 20px rgba(27,122,62,.35); }
.calc-privacy-note {font-size:.75rem;color:var(--gray);margin-top:12px;text-align:center;color:var(--green);}
  /* -- Result Panel ------------------------------------------ */
  .result-panel { background: var(--white); border-radius: 18px; box-shadow: var(--shadow); border: 1px solid var(--gray-l); overflow: hidden; }
  #resultPanel {scroll-margin-top: 70px;}
  .result-panel__head { background: linear-gradient(135deg, #0a3d20, var(--green)); padding: 20px 24px; display: flex; align-items: center; gap: 12px; }
  .result-panel__head-icon { width: 42px; height: 42px; background: rgba(255,255,255,.15); border-radius: 10px; display: flex; align-items: center; justify-content: center; color: var(--white); font-size: 1.1rem; }
  .result-panel__head-title { font-family: var(--font-head); font-weight: 700; color: var(--white); font-size: 1rem; }
  .result-panel__head-sub { font-size: .78rem; color: rgba(255,255,255,.65); }
  .result-panel__body { padding: 24px; }

  /* -- Result Cards ------------------------------------------ */
  .result-cards { display: grid; grid-template-columns: 1fr; gap: 14px; margin-bottom: 24px; }
  .result-card { border-radius: 12px; padding: 16px 20px; display: flex; align-items: center; justify-content: space-between; }
  .result-card.primary { background: linear-gradient(135deg, var(--navy), var(--slate)); }
  .result-card.secondary { background: var(--light); border: 1px solid var(--gray-l); }
  .result-card__label { font-size: .82rem; color: rgba(255,255,255,.7); font-weight: 500; }
  .result-card.secondary .result-card__label { color: var(--gray); }
  .result-card__value { font-family: var(--font-head); font-weight: 800; font-size: 1.5rem; color: var(--white); }
  .result-card.secondary .result-card__value { color: var(--navy); font-size: 1.3rem; }
  .result-card__icon { width: 40px; height: 40px; background: rgba(255,255,255,.12); border-radius: 10px; display: flex; align-items: center; justify-content: center; color: rgba(255,255,255,.8); font-size: 1rem; }
  .result-card.secondary .result-card__icon { background: var(--white); color: var(--green); box-shadow: 0 2px 8px rgba(0,0,0,.06); }
  .result-cards-two { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-bottom: 24px; }

  /* -- Breakdown Bar ----------------------------------------- */
  .breakdown { margin-bottom: 20px; }
  .breakdown-bar { height: 8px; border-radius: 100px; background: var(--gray-l); overflow: hidden; margin-bottom: 8px; }
  .breakdown-bar-fill { height: 100%; border-radius: 100px; background: linear-gradient(90deg, var(--navy) var(--principal-pct), var(--orange) var(--principal-pct)); transition: all .6s ease; }
  .breakdown-labels { display: flex; justify-content: space-between; font-size: .8rem; }
  .breakdown-label { display: flex; align-items: center; gap: 5px; }
  .breakdown-dot { width: 8px; height: 8px; border-radius: 50%; }

  /* -- Chart ------------------------------------------------- */
  .chart-section { margin-bottom: 20px; }
  .chart-title { font-family: var(--font-head); font-weight: 700; font-size: .95rem; color: var(--navy); margin-bottom: 16px; display: flex; align-items: center; gap: 8px; }
  .chart-title i { color: var(--green); }
  .chart-wrap { position: relative; height: 220px; }
  .chart-legend { display: flex; justify-content: center; gap: 24px; margin-top: 12px; }
  .chart-legend-item { display: flex; align-items: center; gap: 6px; font-size: .82rem; color: var(--gray); }
  .chart-legend-dot { width: 10px; height: 10px; border-radius: 50%; }

  /* ════════════════════════════════════════════════════════════
     MONTHLY PAYMENT SCHEDULE GRID
     (Styles for CF.paySchedule output)
  ════════════════════════════════════════════════════════════ */
  .schedule-section { margin-top: 32px; }
  .schedule-section__title { font-family: var(--font-head); font-weight: 800; font-size: 1.1rem; color: var(--navy); margin-bottom: 4px; display: flex; align-items: center; gap: 8px; }
  .schedule-section__desc { font-size: .83rem; color: var(--gray); margin-bottom: 16px; }

  .pay-schedule { border: 1px solid var(--gray-l); border-radius: 14px; overflow: hidden; }

  .pay-schedule__head { display: flex; align-items: center; justify-content: space-between; padding: 14px 18px; background: linear-gradient(135deg, var(--navy), var(--slate)); }
  .pay-schedule__head h3 { font-family: var(--font-head); font-weight: 700; font-size: .93rem; color: var(--white); display: flex; align-items: center; gap: 8px; }
  .pay-schedule__head h3 i { color: rgba(255,255,255,.7); }
  .pay-schedule__total { font-size: .78rem; color: rgba(255,255,255,.55); background: rgba(255,255,255,.1); padding: 3px 10px; border-radius: 100px; }

  .pay-schedule__table-wrap { overflow-x: auto; max-height: 520px; overflow-y: auto; }
  .pay-schedule__table { width: 100%; border-collapse: collapse; font-size: .82rem; min-width: 460px; }
  .pay-schedule__table thead { position: sticky; top: 0; z-index: 2; background: var(--navy); color: var(--white); }
  .pay-schedule__table thead th { padding: 10px 14px; text-align: right; font-family: var(--font-head); font-weight: 600; font-size: .78rem; letter-spacing: .3px; white-space: nowrap; }
  .pay-schedule__table thead th:first-child { text-align: left; }
  .pay-schedule__table tbody tr:nth-child(even) { background: #fafbfc; }
  .pay-schedule__table tbody tr:hover { background: #f0f8f3; }
  .pay-schedule__table td { padding: 9px 14px; text-align: right; color: var(--text); border-bottom: 1px solid var(--gray-l); white-space: nowrap; }
  .pay-schedule__table td:first-child { text-align: left; font-family: var(--font-head); font-weight: 600; color: var(--navy); }

  /* Column colour coding */
  .pay-schedule__table .ps-month  { color: var(--navy); }
  .pay-schedule__table .ps-emi    { color: var(--text); font-weight: 600; }
  .pay-schedule__table .ps-principal { color: var(--green); font-weight: 600; }
  .pay-schedule__table .ps-interest  { color: var(--orange); }
  .pay-schedule__table .ps-balance   { color: var(--slate); }

  .pay-schedule__footer { display: flex; align-items: center; justify-content: space-between; padding: 12px 18px; background: var(--light); border-top: 1px solid var(--gray-l); flex-wrap: wrap; gap: 8px; font-size: .82rem; color: var(--gray); }
  .pay-schedule__footer--done { justify-content: center; color: var(--green); font-weight: 600; gap: 6px; }

  .pay-schedule__more-btn { display: inline-flex; align-items: center; gap: 7px; background: var(--green); color: var(--white); border: none; padding: 8px 16px; border-radius: 8px; font-family: var(--font-head); font-weight: 600; font-size: .82rem; cursor: pointer; transition: all .2s; }
  .pay-schedule__more-btn:hover { background: var(--green-d); transform: translateY(-1px); }

  /* -- Info / SEO Section ------------------------------------ */
  .info-section { background: var(--white); padding: 56px 24px; }
  .info-inner { max-width: 1280px; margin: 0 auto; }

  /* AD SLOT – between calc and info section */
  .ad-slot--in-article { margin: 0 0 32px; min-height: 280px; }

  .info-grid { display: grid; grid-template-columns: 2fr 1fr; gap: 48px; margin-bottom:20px; }
  .info-content h2 { font-family: var(--font-head); font-size: 1.5rem; font-weight: 800; color: var(--navy); margin-bottom: 14px; }
  .info-content h3 { font-family: var(--font-head); font-size: 1.1rem; font-weight: 700; color: var(--navy); margin: 20px 0 10px; }
  .info-content p { color: var(--gray); font-size: .92rem; margin-bottom: 12px; line-height: 1.7; }
  .formula-box { background: var(--navy); color: var(--white); padding: 16px 20px; border-radius: 10px; font-family: monospace; font-size: .88rem; margin: 16px 0; line-height: 1.8; }

  /* -- Related Calculators ----------------------------------- */
  .related-calcs h3 { font-family: var(--font-head); font-weight: 700; color: var(--navy); margin-bottom: 14px; font-size: 1rem; }
  .related-card { display: flex; align-items: center; gap: 12px; padding: 12px 14px; border: 1px solid var(--gray-l); border-radius: 10px; margin-bottom: 10px; transition: all .2s; }
  .related-card:hover { border-color: var(--green); background: var(--light); transform: translateX(3px); }
  .related-card__icon { width: 36px; height: 36px; border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: .9rem; flex-shrink: 0; }
  .related-card__name { font-family: var(--font-head); font-size: .87rem; font-weight: 600; color: var(--navy); }
  .related-card__desc { font-size: .77rem; color: var(--gray); }

  /* -- FAQ --------------------------------------------------- */
  .faq-inline { margin-top: 32px; }
  .faq-inline h2 { font-family: var(--font-head); font-size: 1.3rem; font-weight: 800; color: var(--navy); margin-bottom: 16px; }
  .faq-item { border: 1px solid var(--gray-l); border-radius: 10px; margin-bottom: 10px; overflow: hidden; padding:14px 18px; }
  .faq-item__q { font-family: var(--font-head); font-weight: 600; font-size: .9rem; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 12px; }
  .faq-item__q i { flex-shrink: 0; font-size: .75rem; color: var(--green); transition: transform .25s; }
  .faq-item.open .faq-item__q i { transform: rotate(180deg); }
  .faq-item__a { max-height:0;overflow:hidden;transition:max-height .35s ease,padding .35s ease;font-size:.92rem;color:var(--gray);line-height:1.75;padding:0; }
  .faq-item__a a {color: var(--orange); text-decoration:underline; }
  .faq-item.open .faq-item__a { max-height:400px; padding-top:10px}
  
  #back-to-top, #back-to-top:focus, #back-to-top:active{position:fixed;bottom:1rem;right:1rem;width:40px;height:40px;background:var(--green);color:#fff;border:none;border-radius:50%;cursor:pointer;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 16px rgb(26 122 122 / .3);opacity:0;transform:translateY(12px);transition:opacity var(--trans),transform var(--trans),background var(--trans);z-index:200}
  #back-to-top.visible{opacity:1;transform:translateY(0)}
  #back-to-top:hover{background:var(--orange); color:var(--navy);}

  /* -- Responsive -------------------------------------------- */
  @media (max-width: 1024px) {
    .calc-layout { grid-template-columns: 1fr; }
    .info-grid    { grid-template-columns: 1fr; }
  }
  @media (max-width: 768px) {
    .result-cards, .result-cards-two  { grid-template-columns: 1fr; }
    .pay-schedule__footer { flex-direction: column; align-items: flex-start; }
  }
  @media (max-width: 480px) {
    .calc-layout { padding: 16px; }
    .loan-tabs { gap: 4px; }
    .loan-tab { padding: 6px 10px; font-size: .75rem; }
  }

 .footer { background: #080f1e; color: rgba(255,255,255,.7); padding: 64px 24px 32px; }
    .footer__inner { max-width: 1280px; margin: 0 auto; }
    .footer__top { display: grid; grid-template-columns: 280px repeat(4, 1fr); gap: 40px; padding-bottom: 48px; border-bottom: 1px solid rgba(255,255,255,.08); }
    .footer__brand img { height: 38px; margin-bottom: 16px; }
    .footer__brand p { font-size: .88rem; line-height: 1.7; color: rgba(255,255,255,.5); margin-bottom: 20px; }
    .footer__social { display: flex; gap: 10px; }
    .footer__social a { width: 36px; height: 36px; border-radius: 8px; background: rgba(255,255,255,.08); display: flex; align-items: center; justify-content: center; color: rgba(255,255,255,.6); font-size: .85rem; transition: all .2s; }
    .footer__social a:hover { background: var(--green); color: var(--white); }
    .footer__col h4 { font-family: var(--font-head); font-size: .9rem; font-weight: 700; color: var(--white); margin-bottom: 16px; }
    .footer__col ul li { margin-bottom: 8px; }
    .footer__col ul li a { font-size: .84rem; color: rgba(255,255,255,.5); transition: color .2s; }
    .footer__col ul li a:hover { color: var(--green-l); }
    .footer__bottom { display: flex; justify-content: space-between; align-items: center; padding-top: 28px; flex-wrap: wrap; gap: 12px; }
    .footer__bottom p { font-size: .82rem; color: rgba(255,255,255,.35); }
    .footer__bottom-links { display: flex; gap: 20px; }
    .footer__bottom-links a { font-size: .82rem; color: rgba(255,255,255,.35); transition: color .2s; }
    .footer__bottom-links a:hover { color: rgba(255,255,255,.7); }

    /* ════════════════════════════════════════════════════════════════
       RESPONSIVE
    ════════════════════════════════════════════════════════════════ */
    @media (max-width: 1024px) {
      .hero__inner { grid-template-columns: 1fr; }
      .hero__slider { display: none; }
      .hero__content { padding-bottom: 60px; }
      .footer__top { grid-template-columns: 1fr 1fr; }
      .seo-cols { grid-template-columns: 1fr; gap: 32px; }
    }
    @media (max-width: 768px) {
      .nav__menu { display: none; }          /* hide desktop menu */
      .nav__hamburger { display: block; }    /* show hamburger */
      .calc-grid { grid-template-columns: repeat(2, 1fr); }
      .cat-grid { grid-template-columns: repeat(3, 1fr); }
      .footer__top { grid-template-columns: 1fr 1fr; }
      .hero__stats { gap: 20px; }
	  .cat-hero__inner {background-image:none !important; text-align:center; }
	  .cat-hero__stats {justify-content:center;}
	  #back-to-top, #back-to-top:focus, #back-to-top:active {bottom:3rem;}
    }
    @media (max-width: 480px) {
      .calc-grid { grid-template-columns: 1fr; text-align:center;}
	  .calc-card__icon {margin:0 auto 14px;}
      .cat-grid { grid-template-columns: repeat(2, 1fr); }
      .footer__top { grid-template-columns: 1fr; }
    }

    /* -- AD PLACEMENT HINTS (comment shows placement) ---------- */
    /*
      AD SLOTS – recommended positions:
      1. .ad-slot--leaderboard  : 728×90 / 320×50 — below nav, above hero
      2. .ad-slot--mid-content  : 336×280 / 300×250 — between Popular & Why sections
      3. .ad-slot--sidebar      : 300×600 / 160×600 — sidebar on calculator pages
      4. .ad-slot--in-article   : 336×280 — within SEO content section
      5. .ad-slot--footer-banner: 728×90 — above footer

      For auto ads: paste AdSense auto-ads script in <head>; no manual slots needed.
      For manual: use class="ad-slot ad-slot--leaderboard" wrapping your <ins> tag.
    */
    .ad-slot {
      display: flex; align-items: center; justify-content: center;
      background: var(--light); border: 1px dashed var(--gray-l);
      border-radius: 8px; text-align: center; overflow: hidden;
    }
    .ad-slot--leaderboard  { width: 100%; min-height: 90px; margin: 0 0 8px; }
    .ad-slot--mid-content  { width: 100%; min-height: 280px; margin: 32px 0; }
    .ad-slot--footer-banner{ width: 100%; min-height: 90px; margin: 0 0 32px; }
	.inline-link {scroll-margin-top: 70px;}